Get an extra 10% discount when you insure more than one pet!
If you need pet insurance for two cats, pet insurance for two dogs or more,
then you could take advantage of our 10% Multi-pet Discount when you insure them with
The Insurance Emporium! See if our multi-pet insurance could suit you!
We know just how joyful owning a pet should be, but vet costs could be a worry. That’s why we offer a wide range of pet insurance products.
Our policies are designed to give you reassurance that your beloved pet is safe and protected. Embrace pet ownership, treasure those priceless memories, and enjoy life to the full.
We offer a range of insurance policies, with different cover levels, but don’t worry, we will break these down for you. Then you can tailor your policy even further, giving you complete freedom to design the perfect policy for you and your pet.
It’s simple really, for your peace of mind. But not just yours, your pet’s too!
Pets are part of the family, but unfortunately, don’t have access to free healthcare like we do. At The Insurance Emporium, we protect the things you love – including your doggies and moggies! We understand the importance of pet insurance, which is why we offer a range of options, including Accident Only, Public Liability, Time Limited, Maximum Benefit and Lifetime.
Our range of cover provides you with the freedom to enjoy being a pet owner, minus any added worry that comes with the title. Whether your pet becomes ill, injured, runs away or is stolen, our insurance products can be tailored to your individual needs and budget – because one size doesn’t fit all!
You have more than one pet? We’ve got you covered too with our Multi-pet discount!
Our range of policy types allow you to pick the cover most suitable for you and your pet! The types of policy cover we offer are:
Vet’s fees should your pet require treatment for an injury, caused by an accident.
Legal liability to others for compensation and costs arising out of your ownership of your dog.
Vet’s fees for each injury or illness, for up to 365 days from the date they first showed clinical signs.
Vet’s fees, for each injury or illness, to the maximum amount available, irrespective of the time taken to reach it.
Our lifetime pet insurance vet’s fees cover renews each policy term throughout the life of your pet if the premiums are kept up to date.
Why Choose Us
We have over 80 years of experience in the insurance industry. During that time, we have helped bring peace of mind to millions of UK residents by protecting the things that really matter to them.
At The Insurance Emporium, we work hard to understand you - our customer. We know what’s important to you which allows us to offer products and services that respond directly to your needs, reflecting changes that happen as your lives and families grow. In short, we protect the things you love.
Taking out an insurance policy can be confusing at the best of times.
We try and make things simple here at The Insurance Emporium, we don’t like jargon and avoid small print, so to help you we have included our table of benefits vs. cover levels for you to easily compare and decide which one is right for you!
The Insurance Emporium do not cover any claim as a result of any notifiable disease. A notifiable disease is any disease that is required by law to be reported to government authorities.
COVID-19 (Coronavirus) has now officially been registered as a notifiable disease in the UK.
For up to date information, please check our COVID-19 Help and Support Page. For information on your policy, please refer to the General Exclusion section of your Policy Wording.
No. Anything that first showed clinical signs before your policy started, will not be covered.
If your pet needs dental work due to an accident or injury, your claim would be considered. Otherwise, we do not cover dental work (routine check-up etc.) There are some exclusions for scaling and polishing teeth and tooth/gum disease. Check our policy wording for further details.
The age of your pet does have an impact on the overall cost, however other elements such as breed, claims to loss ratio and residency address also affect the final price.
No. Neutering is an exclusion on our insurance types. it falls under routine, cosmetic, and preventative treatment.
No. We also don’t cover any illness which could be prevented by your pet being vaccinated.
Accident cover starts straight away, but there is a 14-day deferment period for illness. You are unable to claim for any illness or condition that shows clinical signs within the first 14 days of the policy.
Yes. We can settle your claim directly with your vet, of course down to their discretion.
In short, yes. But as stated above, other factors such as age, breed and location can also affect the cost of your insurance.
Yes. We offer a 10% multi pet discount. Each pet would require a separate policy as we don’t offer multiple pet policies.
We cover dogs and cats; however, we have an excluded breed list. See our document below for more information.
A lunar monthly policy runs for, and premiums are collected on, equal periods of 28 days. This type of policy renews every 28 days.
Runs for 365 days from the commencement date and time shown on Your policy schedule; automatically renews annually.