25 %
Introductory Discount
plus
10 %
No Claims Discount
plus
5 %
Alarm Discount
Touring Caravan insurance from £3.99 per lunar month
Start Quote

*Premium shown is paid lunar monthly and based on minimum insurable value including introductory discount on the Trip policy.

A Variety of Caravan Insurance You Can Tweak!

A caravanner’s life on the road can take many unexpected twists and turns, many of which can be a total joy, but for those incidents that are not so fortuitous having the right insurance can really help save the day. We believe that our three all-new touring, trailer tent and folding caravan insurance policies strike a strong balance between offering as many benefits as possible yet whilst remaining affordable. If that’s not enough you can also tweak your policy with our choice of Elective Benefits.

For more information watch our quick video or keep reading.

Choose from 3 policy types to start

All our touring caravan policies include benefits such as New for Old, Loss or Damage, European Use, Family Member cover and more as shown in the table below. Trip is our entry-level policy type with Voyage and Quest adding extra benefits and higher levels of cover. Simply choose which best meets your needs and then you can tweak it with our Elective Benefits!

What additional Elective Benefits can I add?

Our Elective Benefits allow you to add the following to your touring caravan insurance policy:

  • Special Occasion
  • Unlimited European Use
  • Sports Equipment
  • Dog Emergencies
  • Gadgets Cover
  • Premium Waiver
  • Legal Helpline

For further details simply read on or get a free no-strings quote and find out if you could be better off insuring your touring, trailer tent or folding caravan with The Insurance Emporium.

Find the Right Policy For You

Our Range of Cover Levels

Check out our easy-to-read Table of Benefits below to see which level of cover will give you the protection you need.

Table of Benefits
 
  • Loss, Theft or Accidental Damage i
  • New for Old i
  • European Use i
  • Recovery & Delivery Costs - UK Only i
  • Alternative Accommodation & Replacement Hire i
  • Driver Cover i
  • Public Liability i
  • Personal Accident i
  • Family Member Cover i
  • Friends Cover - UK Only i
Trip
  • 100%
  • Up to 4 years
  • 200 days
  • £1.25 million
  • £15,000
  • Up to 3 members
  • Up to 2 friends
Voyage
  • 100%
  • Up to 7 years
  • 240 days
  • £1,150
  • Up to £100/day for up to 15 days
  • £1,100
  • £1.75 million
  • £30,000
  • Up to 3 members
  • Up to 2 friends
Quest
  • 100%
  • Up to 10 years
  • 280 days
  • £1,350
  • Up to £150/day for up to 21 days
  • £1,300
  • £2.25 million
  • £50,000
  • Up to 3 members
  • Up to 2 friends
Table of Benefits
 
  • Loss, Theft or Accidental Damage i
  • New for Old i
  • European Use i
  • Recovery & Delivery Costs - UK Only i
  • Alternative Accommodation & Replacement Hire i
  • Driver Cover i
  • Public Liability i
  • Personal Accident i
  • Family Member Cover i
  • Friends Cover - UK Only i
Trip
  • 100%
  • Up to 4 years
  • 180 days
  • £1 million
  • £12,500
  • Up to 3 members
  • Up to 2 friends
Voyage
  • 100%
  • Up to 7 years
  • 220 days
  • £1,050
  • Up to £100/day for up to 10 days
  • £1,000
  • £1.5 million
  • £20,000
  • Up to 3 members
  • Up to 2 friends
Quest
  • 100%
  • Up to 10 years
  • 260 days
  • £1,250
  • Up to £150/day for up to 10 days
  • £1,200
  • £2 million
  • £40,000
  • Up to 3 members
  • Up to 2 friends

The cost of the caravan if stolen or accidental damaged by fire, flood, storm or vandalism.

The cost of replacing the caravan with a new one if stolen or accidental damaged by fire, flood, storm or vandalism.

The cost of the caravan if stolen or accidental damaged by fire, flood, storm or vandalism whilst in Europe.

The cost of recover and delivery of the caravan if disabled by loss or damage (UK only).

The cost of alternative accommodation or hire of a replacement caravan whilst yours is being restored or replaced.

The cost of standard class rail fares or reasonable cost of returning the caravan home if the driver becomes ill.

Cover for your death following bodily injury sustained whilst you are manoeuvring the caravan.

Your legal liability to others for compensation and costs arising out of your use of the caravan.

Up to 3 relatives using the caravan for social, domestic and pleasure purposes.

Up to 2 friends using the caravan for social, domestic and pleasure purposes (UK only).

The cost of the caravan if stolen or accidental damaged by fire, flood, storm or vandalism.

The cost of replacing the caravan with a new one if stolen or accidental damaged by fire, flood, storm or vandalism.

The cost of the caravan if stolen or accidental damaged by fire, flood, storm or vandalism whilst in Europe.

The cost of recover and delivery of the caravan if disabled by loss or damage (UK only).

The cost of alternative accommodation or hire of a replacement caravan whilst yours is being restored or replaced.

The cost of standard class rail fares or reasonable cost of returning the caravan home if the driver becomes ill.

Cover for your death following bodily injury sustained whilst you are manoeuvring the caravan.

Your legal liability to others for compensation and costs arising out of your use of the caravan.

Up to 3 relatives using the caravan for social, domestic and pleasure purposes.

Up to 2 friends using the caravan for social, domestic and pleasure purposes (UK only).

Why Insure Your Caravan With Us

3 Levels of Cover To Choose From
280 Days Free European Cover
3 Family Members On Cover For Free

Read The Not Small Print

We dislike jargon and we like to be upfront and clear with customers, but occasionally there are words that we need to use so we've put them in this helpful box of not small print!

25% discount on new policies for the first year. But don’t worry, we also offer a Loyalty Scheme and No Claims Bonus discounts to reward faithful and prudent customers after 12 months.

Save up to 45% (including 25% Intro Discount) with our additional discounts, with plenty of ways to reach the maximum saving. Discounts available for Caravan Club membership, storage at CaSSOA Bronze, Silver or Gold sites, alarm, tracker, electronic anti-snaking device, wheel safety bands, Electronic Security Identification System, HGV licence, advanced driving qualifications, drivers aged over 30 and 3 years or more no claim history with a previous insurer.

This is based on a Caravan insured for £1,000 on the Trip level of cover with no Elective Benefits selected.

A lunar monthly policy runs in periods of 28 days. This type of policy renews each 28 days upon receipt of appropriate premium.

Will you cover my caravan if it is stored on a working farm?
Unfortunately, we are unable to offer cover at these locations as working farms are accessed regularly throughout the day increasing the risk of damage or theft to your caravan.

Do I receive any additional discount for having extra security in place?
Yes, we offer the following additional discounts:

  • CaSSOA rated sites up to 15%
  • Electronic anti-snaking device - 5%
  • Wheel safety bands - 5%
  • Alarm - 5%
  • Electronic security identification system - 5%
  • Approved locator (Tracker) - 5%

The maximum discount per policy is 45%.

Do you offer 'New for Old' cover?
Dependent on the cover level chosen we offer 'New for Old' cover anywhere from 4 years up to 10 years from the date of manufacture.

What are security requirements on the touring caravan policy?
Full details are provided within our touring, trailer tent and folding caravan insurance Security Requirements within our policy wording.

What additional equipment can I insure?
We will insure any non-standard fixtures, fittings and accessories added since manufacture including: air conditioning units, aerials, awnings, batteries, caravan motor movers, fire extinguishers, gas bottles, generators, refrigerators, satellite dishes, security devices, solar panels, stabilisers, water carriers, winter wheels and any other ancillary equipment related to the use of your caravan.

What additional content can I insure?
We will insure household goods and personal belongings you, or a member of your family ,own that are in your caravan. Please refer to our policy wording and the question below for items we do not insure.

What additional content can I not insure?
Any items used solely or partly for business, profession or trade purposes and articles made from precious metals, bicycles, binoculars, books, business tools, cameras, car accessories, cash, cheques, credit cards or the like, clocks, collections of any kind, computers and ancillary or associated equipment, documents, fishing equipment, furs, gaming consoles, gemstones, gold, golfing equipment,  guns and any other associated equipment, hearing aids, instruments, jewellery, mobile phones, Motability scooters, personal media including CDs, DVDs and MP3s, photographic or audio-visual equipment and accessories, pictures or works of art, securities, silver, software, spectacles or contact lenses, sports equipment, watches or watercraft.

What age will you insure my touring, trailer tent or folding caravan up to?
Up to the age of 25 years from the date of manufacture.

Will you insure my caravan if I let a friend use it?
We offer cover for up to 2 friends to use the caravan in the UK for social, domestic and pleasure purposes as long as they are over 25 years old.

Are there any touring caravans you do not insure?
We do not offer cover for the following makes of touring caravans:

  • Hobby Caravans
  • Knaus Caravans
  • Tabbert Caravans
  • Eriba Caravans

or any caravan that is not built to UK specifications.

What are Elective Benefits and do they apply to my caravan insurance?
Elective Benefits are sections of cover that you can select if you wish to.

Elective Benefits applicable to caravan insurance are:

  • Special Occasions
  • Unlimited European Use
  • Sport Equipment
  • Gadget Cover
  • Dog Emergencies
  • Premium Waiver
  • Legal Helpline

A lunar monthly policy runs for, and premiums are collected on, equal periods of 28 days. This type of policy renews every 28 days.

Runs for 365 days from the commencement date and time shown on Your policy schedule; automatically renews annually.