Will you cover my caravan if it is stored on a working farm?
Unfortunately, we are unable to offer cover at these locations as working farms are accessed regularly throughout the day increasing the risk of damage or theft to your caravan.
Do I receive any additional discount for having extra security in place?
Yes, we offer the following additional discounts:
- CaSSOA rated sites up to 15%
- Electronic anti-snaking device - 10%
- Wheel safety bands - 5%
- Alarm - 15%
- Electronic security identification system - 10%
- Approved locator (Tracker) - 5%
The maximum discount per policy is 45%.
Do you offer 'New for Old' cover?
Dependent on the cover level chosen we offer 'New for Old' cover anywhere from 4 years up to 10 years from the date of manufacture.
What are security requirements on the touring caravan policy?
Full details are provided within our touring, trailer tent and folding caravan insurance Security Requirements within our policy wording.
What additional equipment can I insure?
We will insure any non-standard fixtures, fittings and accessories added since manufacture including: air conditioning units, aerials, awnings, batteries, caravan motor movers, fire extinguishers, gas bottles, generators, refrigerators, satellite dishes, security devices, solar panels, stabilisers, water carriers, winter wheels and any other ancillary equipment related to the use of your caravan.
What additional content can I insure?
We will insure household goods and personal belongings you, or a member of your family, own that are in your caravan. Please refer to our policy wording and the question below for items we do not insure.
What additional content can I not insure?
Any items used solely or partly for business, profession or trade purposes and articles made from precious metals, bicycles, binoculars, books, business tools, cameras, car accessories, cash, cheques, credit cards or the like, clocks, collections of any kind, computers and ancillary or associated equipment, documents, fishing equipment, furs, gaming consoles, gemstones, gold, golfing equipment, guns and any other associated equipment, hearing aids, instruments, jewellery, mobile phones, Motability scooters, personal media including CDs, DVDs and MP3s, photographic or audio-visual equipment and accessories, pictures or works of art, securities, silver, software, spectacles or contact lenses, sports equipment, watches or watercraft.
What age will you insure my touring, trailer tent or folding caravan up to?
Up to the age of 25 years from the date of manufacture.
Will you insure my caravan if I let a friend use it?
We offer cover for up to 2 friends to use the caravan in the UK for social, domestic and pleasure purposes as long as they are over 25 years old.
Will you insure my caravan if I’m new to towing?
Yes. We offer cover for Inexperienced Drivers. As per the Policy Wording, an Inexperienced Driver is defined as a person responsible for driving the towing vehicle if within 1 year of first ownership or usage. Please be aware that any claims for loss or damage while your caravan is being towed by an Inexperienced Driver, are subject to a double excess.
Are there any touring caravans you do not insure?
We do not offer cover for the following makes of touring caravans:
- Hobby Caravans
- Knaus Caravans
- Tabbert Caravans
- Eriba Caravans
or any caravan that is not built to UK specifications.
What are Optional Benefits and do they apply to my caravan insurance?
Optional Benefits are sections of cover that you can select if you wish to.
Optional Benefits applicable to caravan insurance are:
- Unlimited European Use
- Gadget Cover
- Dog Emergencies