Caravan Insurance
We understand that a caravanner's life can take many unexpected twists and turns, some can be a total joy but for those not so joyous, having the right insurance can help save the day.
At The Insurance Emporium, we offer a wide range of caravan insurance policies with different cover levels, and a breadth of Optional Benefits allowing you to further tailor your policy.
Whichever way you caravan, you can hitch up with one of our policy types.
Wherever you travel in the UK and Europe, our product is designed to meet the needs of today’s caravanner. Tailor your cover with our Optional Benefits.
Protect your holiday home! Choose from our carefully researched range of policies, then select Optional Benefits to tailor your cover further.
WHY SHOULD I CONSIDER CARAVAN INSURANCE?
You likely spent a great deal of time finding your perfect caravan match, so why wouldn't you protect your pride and joy?
Owning a caravan is one of life's enjoyments and passions, which provides you and your family with priceless memories, but it can also come with many unexpected mishaps. What better peace of mind than knowing you are covered under an insurance policy with an award-winning company?
What’s more, your existing security measures and memberships (including CaSSOA, Caravan Club, alarms and electronic anti-snaking devices) can earn you discounts on your policy. Get a quote now!
What are the types of caravan insurance?
Our caravan insurance is split into Touring and Static, each with Standard Benefits and a range of Optional Benefits, allowing you to create a policy that is right for you and your caravan.
Our touring caravan policies include benefits such as Theft, Loss or Accidental Damage, New for Old (Standard) and European Cover as standard. Optional Benefits then allow you to enhance your cover to make your policy meet your needs.
We offer two distinct levels of cover designed to provide cover while respecting your budget. Whether you use your caravan for quick weekend getaways or extended seasonal stays, our policies ensure you only pay for what you actually need.
Essential: Our foundational product, providing essential coverage for peace of mind.
Plus: Enhanced tier that includes broader benefits and increased cover limits for higher-value units or more frequent use.
We know that no two owners are the same. That’s why we offer Optional Benefits, allowing you to fine-tune your policy. This flexibility helps you build a bespoke product that aligns with your lifestyle and your caravan’s specific requirements.
Why Choose Us
We have many years of experience in the insurance industry. During that time, we have helped bring peace of mind to millions of UK residents by protecting the things that really matter to them.
At The Insurance Emporium, we work hard to understand you - our customer. We know what's important to you, which allows us to offer products and services that respond directly to your needs, reflecting life's changes. In short, we protect the things you love.
For Old Cover
Discounts
What does caravan insurance cover?
Our caravan insurance provides cover for different Benefits. Some of those Benefits are:
The cost of your caravan if stolen or accidentally damaged by, but not limited to, fire, flood, storm, or vandalism.
The cost of replacing your static or touring caravan with a new one if stolen or accidentally damaged by fire, flood, storm, or vandalism.
Your legal liability to others for compensation and costs arising out of your use of the static or touring caravan.
Cover for your death following bodily injury sustained whilst you are manoeuvring your touring caravan. Cover for your death following bodily injury caused by fire or assault by thieves whilst present in your static caravan.
Up to 3 family members over the age of 25 using your static or touring caravan for social, domestic and pleasure purposes.
The cost of alternative accommodation or hire of a replacement static or touring caravan whilst yours is being restored or replaced if applicable. This is included as standard on Static policies; Prime and Elite, and for Touring; Voyage and Quest.
For the full list of benefits, or to find out more, choose from the selection below:
How much does caravan insurance cost?
At The Insurance Emporium, our caravan insurance policies are as individual as you are. The price you pay depends on which policy level you select, and which Optional Benefits you want to add.
Get a quote now and protect the things that matter!
How do I compare insurance products?
Taking out an insurance policy can be confusing at the best of times.
We try and make things simple here at The Insurance Emporium, we don't like jargon and avoid small print. It's important to consider which policies suit your needs the most, so to help you, we have included quick links to each of our caravan pages so you can easily compare and decide which policy is right for you!
Caravan News & Stories
Keep up to date with the latest industry news and blogs from The Insurance Emporium.
FAQ's
Touring Caravan
Save up to 45% on new policies with our additional discounts, with plenty of ways to reach the maximum saving. Discounts available for Caravan Club membership (15%), storage at CaSSOA Bronze (5%), Silver (10%), Gold (15%) or Platinum (20%) sites, alarm (15%), tracker (5%), electronic anti-snaking device (10%), wheel safety bands (5%), Electronic Security Identification System (10%), HGV licence (5%), advanced driving qualifications (5%), drivers aged over 30 (20%) and 3 years or more no claim history with a previous caravan insurer (10%).
Static Caravan
Save up to 35% on new policies with our additional discounts, with plenty of ways to reach the maximum saving. Discounts available for Caravan Club membership (5%), secure window locks (10%), alarm (10%), policy holder aged over 30 and 3 years or more no claim history with a previous caravan insurer (10%).
No. There are no laws currently stating you must insure your touring or static caravan.
Your policy will not cover you if your caravan is being used as a permanent living accommodation or home address, or as accommodation for periods longer than 90 consecutive days.
We offer cover for up to 2 friends and up to 3 relatives to use the static and touring caravan in the UK for social, domestic and pleasure purposes if they are over 25 years old.
We don't include items such as bicycles, car accessories, gaming consoles, jewellery or watches in our standard cover. Please read the policy wording for exclusion information. However, we have a range of other Policies that might protect some of your other precious items, like your Bicycle, Fishing equipment and Camera equipment.
Yes. Our touring caravan product offers between 220 days and 300 days per year, depending on the level of cover you choose. There is a maximum of 90 days per occasion.
A static caravan is a holiday home. It has a permanent pitch, and you'll likely pay ground rent to the static caravan site. A touring caravan, however, is something you can store at your place of residence and hitch up to your car when you're ready to travel.
If you passed your driving test after 1 January 1997, there are restrictions on towing. For heavier trailers or caravans, a B+E or C1+E licence may be required. These are not included as standard, meaning you may need to pass an additional test.
