20 %
Introductory Discount
plus
10 %
Club Member Discount
Golf insurance from £2.00 per lunar month
Start Quote

*Premium shown is paid lunar monthly including introductory discount on the Wentworth policy.

TWEAKABLE GOLF INSURANCE THAT FITS YOU TO A TEE!

From holes-in-one to accidental damage or theft, golf insurance can provide cover for disasters that happen both on and off the course whether in the UK, Europe or Worldwide. If you are like most golfers, your kit bag will likely consist of clubs that you would not play without, such as a driver, irons, fairway woods, a wedge and a putter. On top of that you can choose to upgrade your driver, get a custom-fit putter, take hybrids or use a set of wedges. Similarly our golf insurance is built upon 3 policy types which you can choose to personalise with Elective Benefits, which provide extra cover, or extend existing cover.

Choose from 3 policy types to start

To start your quote simply choose the level of cover that you need. Our three levels of cover (Wentworth, Gleneagles and Portrush) all offer the following Standard Benefits.

  • Loss, Theft or Accidental Damage
  • New for Old
  • Unattended Vehicle
  • Worldwide Cover
  • Personal Belongings
  • Replacement Hire
  • Club Membership Fees
  • Tournament Fees
  • Hole-in-One
  • Accidental Property Damage
  • Public Liability
  • Personal Accident
  • Temporary Disablement
  • Dental Treatment

What Additional Elective Benefits Can I Add?

Our Elective Benefits allow you to tweak your golf insurance policy with the following:

  • Gadgets and Mobile Phones
  • Golf Clothes
  • New for Old for Life
  • Family Member Cover
  • Extended Worldwide Cover
  • Extended Public Liability
  • Extended Personal Accident
  • Premium Waiver
  • Legal Helpline

For further details simply read on or get a free no-strings quote and find out if you could be better off insuring your golf equipment with The Insurance Emporium.

Find the Right Policy For You

Our Range of Cover Levels

Check out our easy-to-read Table of Benefits below to see which level of cover will give you the protection you need.

Table of Benefits
 
  • Golf Equipment i
  • New for Old i
  • Unattended Vehicle i
  • Worldwide Cover i
  • Personal Belongings i
  • Replacement Hire i
  • Club Membership Fees i
  • Tournament Fees i
  • Hole-In-One i
  • Accidental Property Damage i
  • Public Liability i
  • Personal Accident i
  • Temporary Disablement i
  • Dental Treatment i
Wentworth
  • £1,250
  • 4 years
  • £1,250
  • 30 days
  • £150
  • £150
  • £500
  • £150
  • £150
  • £1,250
  • £1.25 million
  • £11,000
  • £150 per week for up to 4 weeks
  • £150 per incident
Gleneagles
  • £2,500
  • 4 years
  • £2,500
  • 60 days
  • £250
  • £250
  • £1,000
  • £250
  • £250
  • £2,500
  • £1.75 million
  • £17,500
  • £250 per week for up to 4 weeks
  • £250 per incident
Portrush
  • £5,000
  • 4 years
  • £5,000
  • 90 days
  • £500
  • £500
  • £2,000
  • £500
  • £500
  • £5,000
  • £2 million
  • £22,000
  • £500 per week for up to 4 weeks
  • £500 per incident
Table of Benefits
 
  • Golf Equipment i
  • New for Old i
  • Unattended Vehicle i
  • Worldwide Cover i
  • Personal Belongings i
  • Replacement Hire i
  • Club Membership Fees i
  • Tournament Fees i
  • Hole-In-One i
  • Accidental Property Damage i
  • Public Liability i
  • Personal Accident i
  • Temporary Disablement i
  • Dental Treatment i
Wentworth
  • £1,000
  • 4 years
  • £1,000
  • 30 days
  • £100
  • £100
  • £400
  • £100
  • £100
  • £1,000
  • £1 million
  • £10,000
  • £100 per week for up to 4 weeks
  • £100 per incident
Gleneagles
  • £2,000
  • 4 years
  • £2,000
  • 60 days
  • £200
  • £200
  • £750
  • £200
  • £200
  • £2,000
  • £1.5 million
  • £15,000
  • £200 per week for up to 4 weeks
  • £200 per incident
Portrush
  • £4,500
  • 4 years
  • £4,500
  • 90 days
  • £400
  • £400
  • £1,500
  • £400
  • £400
  • £5,000
  • £1.75 million
  • £20,000
  • £400 per week for up to 4 weeks
  • £400 per incident

Loss, theft or accidental damage occurring anywhere in the UK.

New golf equipment if it is lost, stolen or accidentally damaged.

Loss, theft or accidental damage from an unattended vehicle.

Loss, theft or accidental damage outside of the United Kingdom, Channel Islands and Isle of Man.

Loss, theft or accidental damage whilst playing or practising golf at a golfing venue.

Hire of replacement golf equipment whilst being repaired or replaced.

Reimbursement of fees if unable to play or practise due to illness or bodily injury sustained whilst playing or practising golf.

Reimbursement of fees if unable to play in a tournament to illness or bodily injury sustained whilst playing or practising golf.

Customary round of drinks after scoring a hole-in-one during a competition round.

Property accidentally damaged by a golf ball hit whilst playing or practising golf.

Your legal liability to others for compensation and costs arising out of your use of your golf equipment.

Accidental bodily injury sustained whilst playing or practising golf, and within 12 months is the sole cause of death, total and irrevocable loss of hearing, sight or limbs or total permanent disablement.

Accidental bodily injury whilst playing or practising golf resulting in temporary disablement.

Injury to mouth or teeth whilst playing or practising golf.

Loss, theft or accidental damage occurring anywhere in the UK.

New golf equipment if it is lost, stolen or accidentally damaged.

Loss, theft or accidental damage from an unattended vehicle.

Loss, theft or accidental damage outside of the United Kingdom, Channel Islands and Isle of Man.

Loss, theft or accidental damage whilst playing or practising golf at a golfing venue.

Hire of replacement golf equipment whilst being repaired or replaced.

Reimbursement of fees if unable to play or practise due to illness or bodily injury sustained whilst playing or practising golf.

Reimbursement of fees if unable to play in a tournament to illness or bodily injury sustained whilst playing or practising golf.

Customary round of drinks after scoring a hole-in-one during a competition round.

Property accidentally damaged by a golf ball hit whilst playing or practising golf.

Your legal liability to others for compensation and costs arising out of your use of your golf equipment.

Accidental bodily injury sustained whilst playing or practising golf, and within 12 months is the sole cause of death, total and irrevocable loss of hearing, sight or limbs or total permanent disablement.

Accidental bodily injury whilst playing or practising golf resulting in temporary disablement.

Injury to mouth or teeth whilst playing or practising golf.

Why Choose Us For Golf Equipment Insurance

4 Years New For Old
10% Additional Discount For Club Members
3 Levels of Cover To Choose From

Read The Not Small Print

We dislike jargon and we like to be upfront and clear with customers, but occasionally there are words that we need to use so we've put them in this helpful box of not small print!

20% discount on new policies for the first year. But don’t worry, we also offer a Loyalty Scheme and No Claims Bonus discounts to reward faithful and prudent customers after 12 months.

A 10% UK Golf Club Member discount allows the opportunity to boost the maximum saving up to 30% (including 20% Intro Discount).

This is based on the Wentworth level of cover with no Elective Benefits selected.

A lunar monthly policy runs in periods of 28 days. This type of policy renews each 28 days upon receipt of appropriate premium.

Do I need golf insurance?
Your household insurance does not always cover your sports equipment such as golf clubs; therefore you may want specific golf insurance.

What sort of equipment does your policy cover?
We cover: golf bags, golf clubs (full sets or individual - chippers, drivers, fairways, hybrids, irons, putters, wedges), golf ball retrievers, golf umbrellas, golf trolleys, GPS devices and rangefinders.

Is there any equipment that you don't cover on the golf insurance policy?
We are unable to cover ball markers, batteries, golf balls, golf buggies, grips, spikes, sunglasses, tees and towels.

Do you cover electric golf trolleys?
Yes, but we don't cover the batteries that power them.

Do I need to provide a list of the items I want to insure?
Yes, we need the make, model and replacement value for all items with an individual replacement value of £50 or more.

Do I have to be a member of a golf club to take out a policy?
No, our golf insurance is available to anyone.

Am I covered if I lend, loan or hire my equipment to another person?
We will cover you in the event that your equipment is loaned or hired to a member of your immediate family (living at the same address), but only if our 'Family Member Cover' Elective benefit is chosen.

Do you cover the golfing equipment abroad?
Worldwide cover is automatically included within each level of cover:

  • Wentworth - 30 days
  • Gleneagles - 60 days
  • Portrush - 90 days

By adding our 'Extended Worldwide Cover' Elective Benefit, this would then increase cover to a total of 120 days.

Do I need any specific security on my vehicle or where I keep my equipment?
Yes, full details are provided within our golf insurance Security Requirements within our policy wording.

If I hit a hole-in-one in a competition, does this policy offer a reward?
You're in luck! All you have to do is provide a certified copy of your score card (countersigned by the official scorer and your opponent), a letter from the club secretary confirming the date and name of the competition and a dated golfing venue bar receipt; and we could pay out for the customary round of drinks you buy after you score your hole-in-one.

What is 'New for Old'?
If, within 4 years of the manufacture date (a) your golf equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacements and (c) you have chosen 'New for Old' cover we will pay up to the new replacement value.

What is 'New for Old for Life'?
If, during the working life of your golf equipment (a) your golf equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacements and (c) you have chosen the Elective benefit 'New for Old for Life' we will pay up to the new replacement value.

Does this insurance cover my golf clothing?
Yes, but you would you need to choose our Elective benefit 'Golf Clothes'. This provides cover for golf clothes; in use, at home, at a golfing venue and in transit to and from a golfing venue and in an unattended vehicle. Cover for theft, accidental loss & accidental damage up to £750 (single item limit £250).

Can I get any cover for my gadgets or mobile phones on this golf policy?
Yes, if you choose our 'Gadget and Mobile Phones' Elective benefit.

Do I really need public liability insurance to play golf?
Injuries and property damage can be sustained by/to a third party whilst playing golf, you may be legally liable for them.

What are Elective benefits and do they apply to my golf insurance ?
Elective benefits are sections of cover that you can select if you wish to.

Elective benefits applicable to golf insurance are:

  • Gadget & Mobile Phones
  • Golf Clothes
  • New for Old for Life
  • Family Member Cover
  • Extended Worldwide Cover
  • Extended Public Liability
  • Extended Personal Accident
  • Premium Waiver
  • Legal Helpline

A lunar monthly policy runs for, and premiums are collected on, equal periods of 28 days. This type of policy renews every 28 days.

Runs for 365 days from the commencement date and time shown on Your policy schedule; automatically renews annually.