25 %
Introductory Discount
plus
5 %
Over 60's Discount
Fishing insurance from £9.95 per lunar month
Start Quote

*Premium shown is paid lunar monthly including introductory discount on the Dace policy.

Reel In A Deal With Fishing Equipment Insurance

Coarse, match, fly, lure, game... however you choose to cast your line, if you are serious about your fishing and spend much time on the river bank then you have likely heard tales worse than the one that got away. The Insurance Emporium's fishing equipment insurance can provide New for Old cover for Loss, Theft or Accidental Damage plus benefits like Accidental Property Damage, Unattended Vehicles, Worldwide Use and much more.

Take out fishing equipment insurance today and get covered from home to the river bank and far beyond!

For more information watch our quick video or keep reading.

Tweakable Fishing Equipment Insurance - For You & Your Fishing Tackle

Our fishing equipment insurance policies all start with a set group of Standard Benefits, which have been designed to cover you for typical everyday circumstances. Your premium will be based on the value of your fishing equipment. Next you can tweak your policy with out Elective Benefits, these allow you to extend some Standard Benefits and add others should you require them.

Choose from 3 policy types to start

To start your quote simply choose the policy type that provides the levels of cover that you need. Our three policy types (Dace, Perch and Zander) all offer the following Standard Benefits but with different levels of cover:

  • Loss, Theft or Accidental Damage
  • New for Old
  • Unattended Vehicle
  • Worldwide Cover
  • Personal Belongings
  • Club Membership Fees
  • Match Entry Fees
  • Record Catch Reward
  • Accidental Property Damage
  • Public Liability
  • Personal Accident
  • Temporary Disablement
  • Dental Treatment

What Additional Elective Benefits Can I Add?

Our Elective Benefits allow you to tweak your fishing insurance policy with the following:

  • Gadgets and Mobile Phones
  • Fishing Clothes
  • Fishing Technology
  • New for Old for Life
  • Family Member Cover
  • Extended Worldwide Cover
  • Extended Public Liability
  • Extended Personal Accident
  • Premium Waiver
  • Legal Helpline

For further details simply read on or get a free no-strings quote and find out if you could be better off insuring your fishing equipment with The Insurance Emporium.

Find the Right Policy For You

Our Range of Cover Levels

Check out our easy-to-read Table of Benefits below to see which level of cover will give you the protection you need.

Table of Benefits
 
  • Loss, Theft or Accidental Damage i
  • New for Old i
  • Unattended Vehicle i
  • Worldwide Cover i
  • Personal Belongings i
  • Club Membership Fees i
  • Match Entry Fees i
  • Record Catch Reward i
  • Accidental Property Damage i
  • Public Liability i
  • Personal Accident i
  • Temporary Disablement i
  • Dental Treatment i
Dace
  • £5,000
  • 4 years
  • 30 days
  • £150
  • £500
  • £500
  • £750
  • £1,250
  • £1.25 million
  • £11,000
  • £150 per week for up to 4 weeks
  • £150 per incident
Perch
  • £10,000
  • 4 years
  • 60 days
  • £250
  • £1,000
  • £1,000
  • £1,250
  • £2,500
  • £1.75 million
  • £17,500
  • £250 per week for up to 4 weeks
  • £250 per incident
Zander
  • £15,000
  • 4 years
  • 90 days
  • £500
  • £1,500
  • £1,500
  • £1,800
  • £5,000
  • £2 million
  • £22,000
  • £500 per week for up to 4 weeks
  • £500 per incident
Table of Benefits
 
  • Loss, Theft or Accidental Damage i
  • New for Old i
  • Unattended Vehicle i
  • Worldwide Cover i
  • Personal Belongings i
  • Club Membership Fees i
  • Match Entry Fees i
  • Record Catch Reward i
  • Accidental Property Damage i
  • Public Liability i
  • Personal Accident i
  • Temporary Disablement i
  • Dental Treatment i
Dace
  • £3,000
  • 4 years
  • 30 days
  • £100
  • £400
  • £400
  • £500
  • £1,000
  • £1 million
  • £10,000
  • £100 per week for up to 4 weeks
  • £150 per incident
Perch
  • £7,500
  • 4 years
  • 60 days
  • £200
  • £750
  • £750
  • £1,000
  • £2,000
  • £1.5 million
  • £15,000
  • £200 per week for up to 4 weeks
  • £250 per incident
Zander
  • £12,500
  • 4 years
  • 90 days
  • £400
  • £1,250
  • £1,250
  • £1,500
  • £4,000
  • £1.75 million
  • £20,000
  • £400 per week for up to 4 weeks
  • £500 per incident

Loss, theft or accidental damage occurring anywhere in the UK.

New fishing equipment if it is lost, stolen or accidentally damaged.

Loss, theft or accidental damage from an unattended vehicle.

Loss, theft or accidental damage outside of the United Kingdom, Channel Islands and Isle of Man.

Loss, theft or accidental damage whilst participating in fishing at a fishing venue.

Reimbursement of fees if unable to play or practise due to illness or bodily injury sustained whilst participating in fishing.

Reimbursement of fees if unable to play in a match due to illness or bodily injury sustained whilst participating in fishing.

Reward for achieving a record catch from an inland waterway or gravel pit.

Property accidentally damaged by fishing equipment whilst participating in fishing.

Your legal liability to others for compensation and costs arising out of your use of your fishing equipment.

Accidental bodily injury sustained whilst participating in fishing, and within 12 months is the sole cause of death, total and irrevocable loss of hearing, sight or limbs or total permanent disablement.

Accidental bodily injury whilst participating in fishing resulting in temporary disablement.

Injury to mouth or teeth whilst participating in fishing.

Loss, theft or accidental damage occurring anywhere in the UK.

New fishing equipment if it is lost, stolen or accidentally damaged.

Loss, theft or accidental damage from an unattended vehicle.

Loss, theft or accidental damage outside of the United Kingdom, Channel Islands and Isle of Man.

Loss, theft or accidental damage whilst participating in fishing at a fishing venue.

Reimbursement of fees if unable to play or practise due to illness or bodily injury sustained whilst participating in fishing.

Reimbursement of fees if unable to play in a match due to illness or bodily injury sustained whilst participating in fishing.

Reward for achieving a record catch from an inland waterway or gravel pit.

Property accidentally damaged by fishing equipment whilst participating in fishing.

Your legal liability to others for compensation and costs arising out of your use of your fishing equipment.

Accidental bodily injury sustained whilst participating in fishing, and within 12 months is the sole cause of death, total and irrevocable loss of hearing, sight or limbs or total permanent disablement.

Accidental bodily injury whilst participating in fishing resulting in temporary disablement.

Injury to mouth or teeth whilst participating in fishing.

Why Choose Us For Angling Equipment Insurance

4 Years New For Old
5% Additional Discount For Over 60s
3 Levels of Cover To Choose From

Read The Not Small Print

We dislike jargon and we like to be upfront and clear with customers, but occasionally there are words that we need to use so we've put them in this helpful box of not small print!

25% discount on new policies for the first year. But don’t worry, we also offer a Loyalty Scheme and No Claims Bonus discounts to reward faithful and prudent customers after 12 months.

A 5% Over 60s discount allows the opportunity to boost the maximum saving up to 30% (including 25% Intro Discount).

This is based on the Dace level of cover with no Elective Benefits selected.

A lunar monthly policy runs in periods of 28 days. This type of policy renews each 28 days upon receipt of appropriate premium.

Do I need fishing equipment insurance?
Your household insurance does not always cover sports apparatus such as fishing equipment; therefore you may want specific fishing equipment insurance.

What sort of equipment does your policy cover?
We cover: bait boats, bedchairs, bite alarms & indicators, bivvies, fishing barrows, fishing beds, fishing chairs, fishing luggage & bags, nets, night lights & head torches, poles, reels, rods, rod pods, shelters, sleeping bags, tackle box & contents, umbrellas and wheelbarrows.

Is there any equipment that you don't cover on the fishing insurance policy?
We are unable to cover cooking equipment, any items which are perishable, fishing spectacles or sunglasses.

Do I need to provide a list of the items I want to insure?
Yes, we need the make, model and replacement value for all items with an individual replacement value of £50 or more.

Am I covered for Sea fishing?
Yes, Sea fishing is covered as long as you are within coastal waters of the UK.
In addition to Sea fishing, we also provide cover for Coarse, Match, Game, Fly and Night fishing.

Am I covered if I lend, loan or hire my equipment to another person?
We will cover you in the event that your equipment is loaned or hired to a member of your immeditate family (living at the same address), but only if our 'Family Member Cover' Elective Benefit is chosen.

Am I covered if I take my fishing equipment abroad?
Worldwide cover is automatically included within each level of cover:

  • Dace - 30 days
  • Perch - 60 days
  • Zander - 90 days

By adding our 'Extended Worldwide Cover' Elective Benefit, this would then increase cover to a total of 120 days.

Do I need any specific security on my vehicle or where I keep my equipment?
Yes, full details are provided within our fishing equipment insurance Security Requirements within our policy wording.

What else can be covered on this policy apart from my fishing equipment?
When fishing, we understand that you don’t just take your standard equipment with you. Therefore you can choose Elective Benefits to cover Gadgets and Mobile Phones, Fishing Clothes and Fishing Technology.

If I land a whopper does this policy offer a reward?
You're in luck! All you have to do is provide written confirmation from the British Record (Rod Caught) Fishing Committee (within 14 days of receiving notification from them) and we could pay out up to £1,800*.

* dependent on cover level chosen and the payment frequency.

What is 'New for Old'?
If, within 4 years of the manufacture date (a) your fishing equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacements and (c) you have chosen 'New for Old' cover we will pay up to the new replacement value.

What is 'New for Old for Life'?
If, during the working life of your fishing equipment (a) your fishing equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacements and (c) you have chosen the Elective Benefit 'New for Old for Life' we will pay up to the new replacement value.

Does this insurance cover my fishing clothes?
Yes, but you would you need to choose our Elective Benefit 'Fishing Clothes'. This provides cover for fishing clothes; in use, at home, at a fishing venue and in transit to and from a fishing venue and in an unattended vehicle. Cover is for theft, accidental loss & accidental damage up to £750 (single item limit £250).

Can I get any cover for my gadgets or mobile phones on this fishing equipment policy?
Yes, if you choose our 'Gadget and Mobile Phones' Elective Benefit.

What are Elective Benefits and do they apply to my fishing equipment insurance?
Elective Benefits are sections of cover that you can select if you wish to.

Elective Benefits applicable to fishing equipment insurance are:

  • Gadget & Mobile Phones
  • Fishing Clothes
  • Fishing Technology
  • New for Old for Life
  • Family Member Cover
  • Extended Worldwide Cover
  • Extended Public Liability
  • Extended Personal Accident
  • Premium Waiver
  • Legal Helpline

A lunar monthly policy runs for, and premiums are collected on, equal periods of 28 days. This type of policy renews every 28 days.

Runs for 365 days from the commencement date and time shown on Your policy schedule; automatically renews annually.

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