HOW DO WE MAKE CYCLE INSURANCE SIMPLE?

Using our many years of experience as cycle insurers, we have created three standard policy levels, each with differing amounts of insurance cover which should satisfy cyclists of all degrees of experience; plus you can enhance your chosen level with our Optional Benefits.

WHAT STANDARD BENEFITS ARE INCLUDED?

  • Theft, Loss, or Accidental Damage
  • New for Old for Life
  • Unattended Vehicle
  • Worldwide Cover
  • Family Cover
  • Replacement Hire
  • Emergency Recovery (UK only)
  • Bicycle Kit
  • Public Liability
  • Personal Accident
  • Dental Treatment

What Additional Optional Benefits Can I Add?

Whatever your cycling needs, our range of Optional Benefits have been designed to help you customise your cycle insurance policy so that it fits your circumstances as snugly as your Lycra cycling shorts!

  • Competitive Use
  • Extended Public Liability
  • Event Withdrawal
  • Gadget and Mobile Phones

Enter our ‘What’s your Tackle Worth?’ competition for your chance to win a £250 Virgin Experience Days Voucher.

Click the ‘Enter Now’ button and enter your bid and your contact details.

Closing date for entry is 3rd March at 11:59pm

View terms and conditions

Insurance for your Fishing Equipment!

However you choose to cast your line, insure your fishing equipment
for cover against loss, theft, accidental damage and more

Fisherman in waders casting a fly fishing rod

Fishing
Insurance

Reel in a deal with up to
30% off Fishing Insurance!
T&Cs apply

Get a Quote Now

Looking to insure something else?

Pet Insurance

Pets are much-loved members of the family who bring a lot of magic into our lives. Our award-winning insurance is designed to offer a range of cover including Lifetime, Time Limited, Maximum Benefit and more.

Dog Insurance
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Cat Insurance
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Young cat and dog looking at the camera
Equine Insurance

Take rein of your horse insurance with optional benefits such as vets fees cover, public liability, personal accident and more.

Horse Insurance
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Veteran Horse Insurance
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Single horse
Horse Rider Insurance

Supporting you in the saddle with cover for juniors and adults, personal accident and public liability.

Get Quote Learn more
Music drum kit
Golf Insurance

From holes-in-one to accidental damage, theft and more. Protect your golfing equipment across the UK, Europe and Worldwide no matter what your handicap level is.

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Golfer finishing the driver swing with a pose
Fishing Insurance

However you choose to cast your line, insure your fishing equipment for cover against loss, theft, accidental damage and more.

Get Quote Learn more
Fisherman in waders casting a fly fishing rod
Camera Insurance

Your photography equipment deserves the right protection. Join many happy snappers with insurance that covers theft, accidental damage and more.

Camera Insurance - Amateur
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Camera Insurance - Pro
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Man in denim jacket taking a picture with an SLR
Music Insurance

Our musical instrument policies all start with a set group of Standard Benefits, which have been designed to cover you for typical everyday circumstances.

Get A Quote Learn more
Fisherman in waders casting a fly fishing rod

Why Choose Us

20+ Products To Choose From
6 Days A Week Customer Contact
UK Based Claims Department
Proud to offer

Award Winning Insurance

A collection of images showing the awards that The Insurance Emporium has won A collection of images showing the awards that The Insurance Emporium has won

Defaqto 5 Stars on selected products

FAQ’s

We want you to get the best deal possible so we offer an Introductory Discount available on Dog, Senior Dog, Cat, Senior Cat, Horse, Veteran Horse, Camera, Music, Fishing and Golf. The Introductory Discount is available from the start of the policy until its first review/renewal date.

We also offer Multi-Pet discounts and Age Related discounts or Club Member discounts on certain products.

Because we want you to have the flexibility that really suits your lifestyle, we offer two different ways of building a policy. Take a look at our handy flowchart to find out exactly how our Optional Benefits can benefit you!

Enter the promo code at checkout or let our team know over the phone and the discount will be applied to the final premium.

Products eligible for the 5% discount are Dog, Senior Dog, Cat, Senior Cat, Horse, Veteran Horse, Horse Rider, Camera, Cycle, Music, Fishing and Golf Insurance.

Yes, we do, but they are not eligible for the 5% discount, but other discounts are available. These products are Static caravan Insurance, Touring Caravan Insurance, Wedding Insurance, Student Insurance, Horse Trailer Insurance and Horse Trailer Hire Insurance.

A lunar monthly policy runs for, and premiums are collected on, equal periods of 28 days. This type of policy renews every 28 days.

Runs for 365 days from the commencement date and time shown on Your policy schedule; automatically renews annually.