The Insurance Emporium Products

Pet Insurance

Pets are much-loved members of the family who bring a lot of magic into our lives. Our award-winning insurance is designed to offer a range of cover including Lifetime, Time Limited, Maximum Benefit and more.

Dog Insurance
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Cat Insurance
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Young cat and dog looking at the camera
Equine Insurance

Take rein of your horse insurance with optional benefits such as vets fees cover, public liability, personal accident and more.

Horse Insurance
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Veteran Horse Insurance
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Single horse
Horse Rider Insurance

Supporting you in the saddle with cover for juniors and adults, personal accident and public liability.

Horse Rider Insurance
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Female Jockey stroking a brown horse
Cycle Insurance

Hit the roads and trails with cover for you and your family with cycle insurance. Add up to 6 bicycles on one policy with benefits such as theft, loss, accidental damage, new for old and more.

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Mountain biker going downhill with off road bicycle
Golf Insurance

From holes-in-one to accidental damage, theft and more. Protect your golfing equipment across the UK, Europe and Worldwide no matter what your handicap level is.

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Golfer finishing the driver swing with a pose
Fishing Insurance

However you choose to cast your line, insure your fishing equipment for cover against loss, theft, accidental damage and more.

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Fisherman in waders casting a fly fishing rod
Camera Insurance

Your photography equipment deserves the right protection. Join many happy snappers with insurance that covers theft, accidental damage and more.

Camera Insurance - Amateur
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Camera Insurance - Pro
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Man in denim jacket taking a picture with an SLR
Music Insurance

Our musical instrument policies all start with a set group of Standard Benefits, which have been designed to cover you for typical everyday circumstances.

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Music drum kit

Why Choose Us

20+ Products To Choose From
6 Days A Week Customer Contact
UK Based Claims Department
Proud to offer

Award Winning Insurance

A collection of images showing the awards that The Insurance Emporium has won A collection of images showing the awards that The Insurance Emporium has won

Defaqto 5 Stars on selected products


We want you to get the best deal possible so we offer an Introductory Discount available on Dog, Senior Dog, Cat, Senior Cat, Horse, Veteran Horse, Camera, Music, Fishing and Golf. The Introductory Discount is available from the start of the policy until its first review/renewal date.

We also offer Multi-Pet discounts and Age Related discounts or Club Member discounts on certain products.

Because we want you to have the flexibility that really suits your lifestyle, we offer two different ways of building a policy. Take a look at our handy flowchart to find out exactly how our Optional Benefits can benefit you!

Enter the promo code at checkout or let our team know over the phone and the discount will be applied to the final premium.

Products eligible for the 5% discount are: Dog Insurance, Senior Dog Insurance, Cat Insurance, Senior Cat Insurance, Horse Insurance, Veteran Horse Insurance, Horse Rider Insurance, Camera Insurance, Cycle Insurance, Music Insurance, Fishing Insurance and Golf Insurance.

Yes, we do, but they are not eligible for the 5% discount, but other discounts are available. These products are: Static Caravan Insurance, Touring Caravan Insurance, Wedding Insurance, Student Insurance, Horse Trailer Insurance and Horse Trailer Hire Insurance.

A lunar monthly policy runs for, and premiums are collected on, equal periods of 28 days. This type of policy renews every 28 days.

Runs for 365 days from the commencement date and time shown on Your policy schedule; automatically renews annually.