DEFAQTO RATINGS
2025 was an outstanding year for The Insurance Emporium, and it looks like 2026 is going to be just as good as we’ve been awarded no less than nine five-star Defaqto ratings across our Pet, Equine, Caravan, and Cycle Insurance products.
This is a fantastic achievement, especially as we have held many of these awards since 2019.
CAT (FROM 2019 – 2026)

- Lifetime Gold Calendar/Lunar Monthly Cat Insurance (held since 2019)
- Maximum Benefit Gold Calendar/Lunar Monthly Cat Insurance (held since 2019)
DOG (FROM 2019 – 2026)

- Lifetime Gold Calendar/Lunar Monthly Dog Insurance (held since 2019)
- Maximum Benefit Gold Calendar/Lunar Monthly Dog Insurance (held since 2019)
EQUINE (FROM 2019 – 2026)

- Calendar/Lunar Monthly Horse Insurance (held since 2019)
CARAVAN (FROM 2023 – 2026)

- Quest Calendar/Lunar Monthly Touring Caravan Insurance (held since 2023)
CYCLE (FROM 2024 – 2026)

- White Jersey Cycle Insurance (held since 2024)
- Green Jersey Cycle Insurance (held since 2024)
- Polka Dot Jersey Cycle Insurance (held since 2024)
Defaqto ratings give an independent assessment of products across the market; each policy going through an in-depth analysis so that you can make an informed decision when choosing financial products.
MONEYFACTS AWARDS
In addition, we have been awarded 32 five-star Moneyfacts Awards for our Cat and Dog Insurance.
CAT (FROM 2020 – 2026)

- Lifetime Bronze Monthly
- Lifetime Gold Annual
- Lifetime Gold Monthly
- Lifetime Silver Annual
- Lifetime Silver Monthly
- Maximum Benefit Bronze Monthly
- Maximum Benefit Gold Annual
- Maximum Benefit Gold Monthly
- Maximum Benefit Silver Annual
- Maximum Benefit Silver Monthly
- Time Limited Bronze Monthly
- Time Limited Gold Annual
- Time Limited Gold Monthly
- Time Limited Silver Annual
- Time Limited Silver Monthly
CAT (2026)

- Lifetime Bronze Annual
DOG (FROM 2020 – 2026)

- Lifetime Bronze Monthly
- Lifetime Gold Annual
- Lifetime Gold Monthly
- Lifetime Silver Annual
- Lifetime Silver Monthly
- Maximum Benefit Bronze Monthly
- Maximum Benefit Gold Annual
- Maximum Benefit Gold Monthly
- Maximum Benefit Silver Annual
- Maximum Benefit Silver Monthly
- Time Limited Bronze Monthly
- Time Limited Gold Annual
- Time Limited Gold Monthly
- Time Limited Silver Annual
- Time Limited Silver Monthly
DOG (2026)

- Lifetime Bronze Annual
Moneyfacts Awards recognise excellence across the financial industry; each award is based on rigorous analysis and expert judging, helping you confidently choose products and providers you can trust.
Here at The Insurance Emporium, we pride ourselves on helping to protect the things that are special to you. Your passions are our passions; from horses to golf clubs, caravans to trumpets, we understand how much these things matter. We aim to be the people you turn to when life takes those unexpected twists and turns, and having star ratings from one of the UK’s most trusted financial experts shows that we’re doing just that.
Our recent triumphs have only served to motivate us further! If you’d like to find out how we can help protect the things you love, whether that’s your pet, equine, caravan, cycle, or one of the other 20+ products we offer, take a look today and get a free, no-strings quote.
All content provided on this blog is for informational purposes only. We make no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. We will not be liable for any errors or omissions in this information nor for the availability of this information. We will not be liable for any loss, injury, or damage arising from the display or use of this information. This policy is subject to change at any time.
We offer a variety of cover levels, so please check the policy cover suits your needs before purchasing. For your protection, please ensure you read the Insurance Product Information Document (IPID) and policy wording, for information on policy exclusions and limitations.