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Car Insurance That Puts You Behind The Wheel Of Your Own Adventure

Driving a car can open up a world of adventures never previously experienced. It is also vital for getting to work, taking the kids to school, running chores and just generally keeping us in touch with the world. However, cars can also be desirable to thieves, therefore car insurance should always be a consideration.

The Insurance Emporium car insurance is administered and arranged by Insurance Factory Limited. Insurance Factory Limited are an insurance intermediary and not an insurer.

What is car insurance?

Not only is car insurance compulsory but it could assist you by getting you back on your feet in the event of a collision with another car, injury to another driver, passenger or pedestrian or theft of your vehicle.

Knowing you have the right car insurance in place to suit your needs, could give you peace of mind and might make motoring a less stressful experience altogether.

Different types of car insurance

There are different types of car insurance policies that vary in price depending on the level of cover that you choose. You can choose to cover your car with comprehensive, third party, fire & theft or third party only.

Third party only

This is the minimum cover we can offer under our policy. It covers:

  • Death or injury to another person caused by your vehicle
  • Emergency treatment and/or hospital fees for third parties
  • Third party property damage

Third party fire & theft

In addition to the cover under third party only this includes:

  • Damage to the vehicle by fire
  • Theft of the vehicle
  • Attempted theft damage


In addition to Third Party Fire & Theft cover this extends to include:

  • Accidental damage to the vehicle.
  • Windscreen/Glass damage.
  • Personal accident benefits and Medical Expenses

For more information or to get a simple, swift quote just visit The Insurance Emporium today.

Why Insure Your Car With Us?

3 Types Of Insurance
Up To 70% No Claims Discount
24 Hour Claims Line

Read The Not Small Print

We dislike jargon and we like to be upfront and clear with customers, but occasionally there are words that we need to use so we've put them in this helpful box of not small print!

Do I need to have car insurance?
Yes, it is illegal to drive a vehicle on a road or in a public place without at least third party insurance.

What kind of policy should I choose?
You can choose to cover your car comprehensive, third party fire & theft or third party only cover. Your car insurance should be relevant to your insurance needs.

Are annual or monthly premiums cheaper?
It is generally less expensive to pay your premium annually, as there will be an interest charge applied to monthly premiums.

What is a No Claims Bonus?
Your No Claims Bonus (also known as No Claims Discount) is a discount on your car insurance premium that your insurer may offer as a reward for not having made a claim against your policy.

A lunar monthly policy runs for, and premiums are collected on, equal periods of 28 days. This type of policy renews every 28 days.

Runs for 365 days from the commencement date and time shown on Your policy schedule; automatically renews annually.

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