Do I need home insurance?
Home insurance isn’t compulsory, like car insurance, but many mortgage lenders may insist you have cover in place for building cover.
What types of home insurance are there?
There are three main kinds of policy; Contents, Building and Combined buildings and contents.
Are annual or monthly premiums cheaper?
It is generally less expensive to pay your premium annually, as there may be an interest charge applied to monthly premiums.
Can I get cover for rented accommodation?
Home insurance is available for the tenants and can cover the contents. Buildings insurance is usually the responsibility of the landlord.