Do I need golf insurance?
Your household insurance does not always cover your sports equipment such as golf clubs; therefore you may want specific golf insurance.
What sort of equipment does your policy cover?
We cover: golf bags, golf clubs (full sets or individual - chippers, drivers, fairways, hybrids, irons, putters, wedges), golf ball retrievers, golf umbrellas, golf trolleys, GPS devices and rangefinders.
Is there any equipment that you don't cover on the golf insurance policy?
We are unable to cover ball markers, batteries, golf balls, golf buggies, grips, spikes, sunglasses, tees and towels.
Do you cover electric golf trolleys?
Yes, but we don't cover the batteries that power them.
Do I need to provide a list of the items I want to insure?
Yes, we need the make, model and replacement value for all items with an individual replacement value of £50 or more.
Do I have to be a member of a golf club to take out a policy?
No, our golf insurance is available to anyone.
Am I covered if I lend, loan or hire my equipment to another person?
We will cover you in the event that your equipment is loaned or hired to a member of your immediate family (living at the same address), but only if our 'Family Member Cover' Optional Benefit is chosen.
Do you cover the golfing equipment abroad?
Worldwide cover is automatically included within each level of cover:
- Wentworth - 30 days
- Gleneagles - 60 days
- Portrush - 90 days
By adding our 'Extended Worldwide Cover' Optional Benefit, this would then increase cover to a total of 120 days.
Do I need any specific security on my vehicle or where I keep my equipment?
Yes, full details are provided within our golf insurance Security Requirements within our policy wording.
If I hit a hole-in-one in a competition, does this policy offer a reward?
You're in luck! All you have to do is provide a certified copy of your score card (countersigned by the official scorer and your opponent), a letter from the club secretary confirming the date and name of the competition and a dated golfing venue bar receipt; and we could pay out for the customary round of drinks you buy after you score your hole-in-one.
What is 'New for Old'?
If, within 4 years of the manufacture date (a) your golf equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacements and (c) you have chosen 'New for Old' cover we will pay up to the new replacement value.
What is 'New for Old for Life'?
If, during the working life of your golf equipment (a) your golf equipment is lost, stolen or accidentally damaged (b) you have insured the equipment for the value of a new replacements and (c) you have chosen the Optional Benefit 'New for Old for Life' we will pay up to the new replacement value.
Does this insurance cover my golf clothing?
Yes, but you would you need to choose our Optional Benefit 'Golf Clothes'. This provides cover for golf clothes; in use, at home, at a golfing venue and in transit to and from a golfing venue and in an unattended vehicle. Cover for theft, accidental loss & accidental damage up to £750 (single item limit £250).
Can I get any cover for my gadgets or mobile phones on this golf policy?
Yes, if you choose our 'Gadget and Mobile Phones' Optional Benefit.
Do I really need public liability insurance to play golf?
Injuries and property damage can be sustained by/to a third party whilst playing golf, you may be legally liable for them.
What are Optional benefits and do they apply to my golf insurance ?
Optional benefits are sections of cover that you can select if you wish to.
Optional benefits applicable to golf insurance are:
- Gadget & Mobile Phones
- Golf Clothes
- New for Old for Life
- Family Member Cover
- Extended Worldwide Cover
- Extended Public Liability
- Extended Personal Accident
- Legal Helpline