Wedding Insurance Claims Revealed Infographic.

Your wedding day should be one to remember, but you want it to be for all the right reasons! With so many different elements to plan and bring together, there’s always a chance something might go wrong. At The Insurance Emporium, we’ve put together some of our more unusual wedding insurance claims from the past two years, so you can take a look at some potential wedding pitfalls!

Colossal costs!

Weddings are costly affairs! The largest claim we paid out was due to illness suffered by the mother of the groom, and came to a whopping £10,226.50!

State of emergency!

After spending countless hours preparing for your big day, situations out of your control might mean rearranging or calling it off. These average claims show weddings don’t come cheap!

Average Claims –

Weather £5,096.50

Injury/Illness £3,862.19

Redundancy £3,104.55

Common catastropes!

The most common claim we receive is for wedding attire, closely followed by the cost of the photographer! This list isn’t everything we cover though, with cancellation, rearrangement, wedding gifts and more, all covered in our Wedding Insurance policies.

Percentage of average claims

45% wedding attire

30% photographer

14% decoration

9% catering

2% car hire

Feeling lucky?

Well perhaps not in October! The tenth month of the year it seems was the unluckiest, with a total of 16% of claims being paid out that month. Although April saw the most expensive claims being paid to unlucky couples!

Off in a flash!

63% of our claims we paid out were for issues with suppliers. One in particular caught our eye – a couple made a claim after their photographer didn’t turn up. It turned out he’d been arrested and jailed for 14 years for fraud!

Duty calls!

Duty certainly called, but we feel it could have come at a better time! Three of our claimants were forced to either cancel or rearrange their big day due to grooms being posted abroad with the army at short notice, claiming an average of £2,069.75 each!

Hopefully your big day will go as smoothly as you could wish! However, it might be wise to consider taking out wedding insurance should anything unexpected occur. At The Insurance Emporium, we offer Wedding Insurance with seven levels of cover, available for a one-off payment. Standard Benefits include cover for Financial Failure Of Suppliers, Cancellation, Rearrangement and Wedding Attire. Head to The Insurance Emporium today to find out more!

Statistics generated from all The Insurance Emporium, E&L and approved claims in 2017-2018. Percentages based on the number of claims made. All statistics and research correct at the time of publication.

All content provided on this blog is for informational purposes only. We make no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. We will not be liable for any errors or omissions in this information nor for the availability of this information. We will not be liable for any loss, injury or damage arising from the display or use of this information. This policy is subject to change at any time.

Leave a Reply